What is a Googlebot?

What is a Googlebot?

For sometimes now you have been hearing “Googlebot” and you may be wondering what it is all about. If you have a website, you certainly need to know what Googlebot is and how it affects your website.

When we say Googlebot, we don’t mean the type of robots you see in the movie Robocop and other Hollywood movies. You may be disappointed to learn that it is just a computer program that visits your site to learn more about what is going on there.

Google uses the “Googlebot” to search the internet. The work of this computer program is to search different websites, scan them, and index them. If you have submitted your website to Google for indexing, be sure that Googlebot will visit your site once in a while for updates. In some cases, you don’t even need to submit your site to Google before Googlebot will start visiting your website.

Alright, What it the Work of Googlebot?

We’ve already dropped a hint as to what Googlebot does. However, we are going to explain it in detail in this section.
Like we mentioned above, what Googlebot does is to crawl websites to learn new information about them. It collects this information and serves it to anyone looking for information on Google Search. These bots work by reading web pages and then index them, making them available to all Google services.

Note that you can allow or disallow Googlebot on your website by using a line of code. However, it is in your best interest to allow it. This is because it makes your chances of getting more visitors higher. The more Googlebot visits your site, the faster your site content updates will appear in the Google’s search result page.

Without mincing words, you will need to allow Googlebot to crawl your website without disturbing it or blocking it.

How does Googlebot work?

You must be wondering how Googlebot is able to visit millions of sites simultaneously. It does it by making use of databases and sitemaps it discovered during the previous crawls. These databases of links will point it to where to go next. When the bot finds a new link on your website, it will add this link to the list of pages to visit next.

When visiting your page, if the bot discovered a change in your link or if the link is broken, it will make a note to update the index. Googlebot can visit your site as many times as possible in just one day. You will need to make sure that you make your site easy for Googlebot to crawl if you want to get more visitors from search engine.

How Googlebot Visits Your Site

You can be able to optimize the crawl performance of your website if you know exactly what Googlebot does on your website. Of course, this is possible. To find out what Googlebot does on your website when it visits, you will need to go into your log files or open the Crawl section of Google Search Console. However, if you are looking for something advanced, you can make use of SEO tool known as “SEO Log File Analyzer”. This tool is created by Screaming Frog (SEO Company).

Note that you can make use of robots.txt to understand how Googlebot visits your website. However, you will need to ensure that you know what you are doing. Do not try it if you don’t have the experience or you will end up stopping Googlebot from visiting your website which will affect your site SEO negatively.

Optimize Your Site For Googlebot

If you have a website, it will be in your best interest to optimize it for Googlebot. This makes it easier for your site to be crawled by Googlebot and increases your chances of ranking higher in search engine. The process of optimizing your site for Googlebot is a fairly technical process.

Fortunately, there are tons of tutorials online that will teach you how you can optimize your site for Googlebot along with other Google services. However, if you are not sure what you are doing, don’t mess it up. Instead, hire the services of an SEO expert to help you bring down the technical barriers that stops Googlebot from accessing your site properly.


Today, you’ve known what Googlebot is all about and how it affects your website health. You will need to check to know if Googlebot is crawling your site successfully. If anything is blocking the operation of Googlebot on your website, then know that all your SEO efforts are for nothing. If you are not sure how to check Googlebot activities on your website, use the services of an SEO expert.

Is The Commission Code A Scam?

Is The Commission Code A Scam?

Product Name: The Commission Code

Owner: Ben Martin

Website: commissioncode.net

Price: $14.95

Overall Rank: 6 Out of 10

Every day, people fall into scams because they are looking for a legit way to make money online. Of course, hungry marketers and so-called gurus can smell their desperation to make money online and therefore leverage on their greed to take away their hard-earned money. This means that not every course or program you see online will help you to make money. Some are just shiny objects created to deceive you.

In this article, we are going to take a look at “Commission Code” to know if it is a legit, scam, or simply one of these shiny courses that will never work.

I’ve been in online marketing for the past 10 years and I’ve never witnessed the speed with which “Commission Code” is getting popular by the day. Of course, just like I always do, I decided to test this new course myself to find out if it is a scam or legit. In this article, you will find out the result of my research.

What is Commission Code?

The Commission Code is a new way to do affiliate marketing. If you have been into online marketing, you will notice that there is something a bit different from what these guys are doing. It is a premium program that allows you join a platform and promote multiple offers at once.

As a member of the Commission Code, you will have an opportunity to make money quickly by promoting multiple offers from this platform. What makes the platform stands out is that you will receive a basic training on how you can use a code given to you to make massive affiliate commission.

Who Created Commission Code?

The Commission Code was created by an affiliate marketer known as Ben Martin. He lives in the Caribbean. The program was introduced in October last year i.e. 2017.

According to the creator of this program, he has been using the exact strategy in this program to rake in 7-figure income for the past few years.
One of the reasons why I was convinced that this program is not a scam is because of the creator behind it.

Ben Martin is known for his high-quality products. He has launched a number of products on JVZoo in the past and most of them have done extremely.

Did I forget to mention that his products are best sellers? Yes, most of his product are best sellers and supported by many users.

How Does Commission Code Work?

With this program, Ben Martin tries to do something different. What I like about the course is that it is ridiculously cheap. At just $14.95, with an option to get your money back, you literary have nothing to lose by investing in Ben Martin’s Commission Code.

When you join the program, you will get access to all their training. You need these training to master how to promote your products. Whether as a newbie affiliate marketer or you have had some experience before, you will definitely find these pieces of training useful.

When you are done with the training, you will be introduced to his top 7 offers. However, before you can begin to promote these offers, you will need to get a manual approval from the team.

After making your purchase, follow the 3 steps below:
Step 1: Log into your account
Step 2: Copy and paste the line of code
Step 3: Go through done-for-you campaigns that will be sent to you.



What I Like About Commission Code

  • It is very easy to follow even as a complete newbie
  • It is ridiculously cheap, which means anyone can get in
  • You will be shown exactly which products to sell so you don’t waste
  • your time searching for offers that won’t convert
  • You will get tons of bonuses that are very useful
  • It gives quick result but don’t expect to be earning 7-figure income next day
  • The methods here are proven to work
  • If you don’t like the program, you will get a full refund

What I Don’t Like About Commission Code

  • The offers available are very limited
  • Some of the promotion methods are paid method, this means, you will still have to make some investment.
  • It is also important to note that I wasn’t able to verify if the testimonials are real or fake.

Who is Commission Code BEST suited for?

What I like about the Commission Code is that it has something for everyone. If you have never earned a dime online before or never promoted any offer online, this course has a training that will show you exactly how to promote offers and even given you products that converts well.
Alternatively, if you have been earning money online for years promoting other people’s product, there is something in here for you too.

Check Out My #1 Recommendation Here!

You will be able to learn some secret method you can add to your current promotion methods and double your earning fast.


After personally reviewing the course, I can say with a high-level of confidence that The Commission Code is not a scam. This is because I tried it and it worked for me. I made a good amount of money promoting some of their offers.

If you have some time in your hands to go through all their training, you will definitely pick up a thing or two you can apply to your current promotion methods and be able to double your earning online.

Whether you are just getting started or you want to increase your current income online, I will recommend you try Commission Code. At just $14.95, you have nothing to lose if you try this course.

What Is Google Webmaster Tool?

What Is Google Webmaster Tool?

If you own a website, a blog, or an e-commerce shop, it is important that you know what Google Webmaster tool is all about and how you can use it to improve your website. If you are looking for some love from Google, you need to master how you can use this tool to your advantage.

Tell Me, What Is It?

Google Webmaster tool is a free service provided by Google to all website owners and admins. This tool allows you to monitor your website’s performance, submit your site for crawling, evaluate and maintain your website’s performance in Google’s search result page.
It is a tool that tells you exactly how Google users are finding and engaging with your website. It contains a wealth of data that allows you get insight into how Google sees your website and also helps you uncover issues that you need to fix to make your site perform better.

See the Screenshot below


What You Should Know About Google Webmaster Tools

Google webmaster tool is also referred to as “Search Console”. If there is anything wrong with your website, you can only find it when you log into your Google webmaster tool dashboard. Some problems that you can normally see here include: crawling mistakes, 404 pages, an increment in 404 pages, manual penalties, malware identified, and other errors.
This tool will save you time and money. Today, there are tons of other tools that claim to help you improve your website performance. In most cases, the data Google Webmaster tool provides is more than enough to evaluate and improve the performance of your website. The best part of this tool is that it is totally free and in most cases, works better than other more expensive and costlier SEO tools.

10 Ways Google Webmaster Tool Helps Website Owners Improve Website Performance

Using GWT can help you a lot. If you are looking for a reason to start using this tool, take a look at these 10 points below:

  • GWT makes it easy to submit your website to Google for indexing and crawling.
  • It provides crucial data to evaluate the performance of your website.
  • Helps you maintain and improve the performance of your website without disrupting its current rank in search results.
  • GWT also helps webmasters to deliver content that offers users a more visual experience.
  • Warn webmasters about the presence of malware, virus, and spam and possible ways to eliminate them.
  • Allows you see other websites that are linking to your own website.
  • It lets you know the most popular queries that cause your site to appear on search result pages.
  • GWT lets you know which queries and keywords that are driving the most traffic to your website.
  • Suggest possible improvements to your website.
  • Helps you increase your overall website ranking.


How Can I Set Up and Access Google Keyword Tool?

Now that you’ve known the importance of this tool, you will need to start leveraging it as soon as possible to increase the overall performance of your website.
Before you can access GWT, you will need to verify the ownership of your website. Fortunately, Google provides many ways through which you can easily verify it.
Below are some ways to verify your website:

1. Add a HTML Tag
This involves getting a line of code from Google and placing the same into the header of your homepage. When you add the code, click “Verify” and your site will be verified. If you found this method difficult, you can use other methods below.

2. Upload an HTML File
Another way to verify your website is to get an HTML file with a specific name from Google. When you do that, you will need to upload it to the root directory of your website. Don’t worry if this file is blank, Google just wants to know that you have an access to the FTP server of the website. When you upload the file, click “Verify” and your website will be verified.

3. Verify Your Domain Name
Another option is to make use of your domain name provider. In this case, Google will allow you to select your domain name provider from a list of the drop-down. Follow the instruction provided by Google to complete the verification process.

4. Make Use of Google Tag Manager
If you are not comfortable with the methods mentioned above, you can make use of Google tag manager to manage all the trackings of your website including Google Webmaster Tools.

5. Make Use of Google Analytics
The Final method is to make use of your Google Analytics. This is another tool provided by Google for webmasters. You can easily do this by placing asynchronous tracking code in the header of your homepage.


Google Webmaster Tool is an important tool for every website owner and administrator. The fact that this tool is absolutely free makes it a must-have for every website owner. This tool will help you improve your website SEO and overall performance. If you are aiming to increase traffic and sales, make sure you understand how this tool work and how you can leverage it to your advantage.

About Maun

Hi everyone and welcome to Online Money for Dads website!

Are you ready to learn a lot, have a bunch of fun, build a full-time income and brand…

If your answer is YES, then you are definitely in the right place. You will learn how to build your very own online business, have more time for traveling and quality time with your family.

Who Am I And Why Do I Care?

I am Maung Yin, founder of Online Money for Dads. I work full time from home and have been actively working with many make money online programs. Thus, I am going to be walking you through the process of building an online business. I want to help you build a full-time business and establish a brand online.
As a parent overseeing time, cash, and individual connections can be a noteworthy point. What’s more awful, is that there doesn’t appear to be a decent answer to alter these issues.

Land the second position and all of a sudden you have more cash, less time, and your association with your kids may endure. Select additional time with the family, and you may have paycheck to paycheck, which can likewise be a wellspring of push.

Children don’t frequently comprehend planning, and regardless of the possibility that they do, I think each parent needs to endeavor to give their kids the BEST life conceivable, rather than the absolute minimum.

Let’s start a bit further back.

I grew up in Thailand. Soon after graduating from high school, I traveled around Asia countries looking for better jobs. I had done quite a few jobs there. At last, I settled in MLM company (Double-Crane Company) in Taiwan.
In 2007, I moved to the United States of America looking for a better job. In the US, I tried many jobs and worked double shifts for many years to pursue my dream of financial freedom. I had tried a few small businesses and moved around the US.
Finally, I settled in Texas state and make a living as aircraft maintenance. I first started an online business during my second year in college. In fact, even though I majored in management science in college, up until about two years ago I had absolutely no clue what online business was.
I joined almost every get-rich-quick program along the way and ended up with nothing left in my pocket. I say, ” why, why these guys are love cheating so much?” Despite my numerous losses and failures, I have never given up my goals and dream of financial freedom.


THE GOAL OF Online Money for Dads Website

Today I needed to connect with you and educate you a bit regarding
what I accomplish online, and how you can do likewise. I essentially set
my own particular calendar, and unquestionably make enough for a family
to live off of.

You need to be as legitimate and in advance as could be expected
under the circumstances here. There’s a lot of tricks out there
that will attempt to pitch you the possibility of pain-free income,
mystery frameworks, escape clauses, and even fraudulent business model
sort plans of action like money gifting and system advertising which can
put your DEEP into an obligation.

You don’t want your fingers burnt, right?
Let me help you with that.

I look forward to helping you achieve success online and far exceeding your expectation.

If you ever need a hand or have any questions, feel free to leave them below and I will be more than happy to help you out.


All the best,

Maung Yin


What Is Online Content Marketing?

What is Content Marketing and Why You Need it in 2018

In 2018, if you are not leveraging the power of content marketing, you are seriously lagging behind. It is easy to set up a website, add graphics, contact details, and even run some Facebook ads and think that you are on the right track. However, you will need to do more if you are looking to maximize your profit or take your business to the next level.

Content marketing is another super-effective marketing tool you need to have. Creating a website is not enough, content marketing is one of the marketing tools that bring both short-term and long-term results.

What is Content Marketing Anyway?



Content marketing is a popular topic as far as digital marketing is concerned. It is all about creation and distribution of high-quality content that attracts and engages audiences online.

You can also see this form of marketing as a strategic marketing approach that is focused on creating and distributing not only valuable but also relevant and consistent content in order to attract and retain a well-defined audience.

The ultimate aim of content marketing isn’t just to attract and retain but to drive profitable customer action.

This type of marketing is mostly used to drive customer acquisition as well as deeper engagement with current customers. It is also very useful for brand awareness.

If you are planning to introduce your brand as an authority in the industry, you surely need to be leveraging content marketing.

As audiences continue to shift to new media, the trend in content marketing has continued to soar in the past two decades. As such, it is no longer a tool reserved only for the big brands, small businesses, new startups, as well as individuals and freelancers are today leveraging content marketing to build their brand and stand out as an authority.

Content marketing is used by many prominent brands such as Microsoft, P&G, Cisco Systems, Alibaba, and John Deere. It is also used by small businesses because it works.

How is Content Marketing Different From Traditional Advertising

Just like the name implies, content marketing is a form of advertising but somewhat different from your everyday traditional advertising.

When you run ads on Facebook or Google Adwords, you just use few texts and images with the ultimate aim of creating curiosity and attracting the viewer to find out more. However, content marketing is about communicating and educating customers.

It seeks to add value to both current and potential customers without the sales pitch. In most cases, the content itself is editorially-minded. However, it remains relevant to the product or service of the brand.

The content is used to provide information in form of education, practical value, entertainment, or emotional connection.

Other formats for content marketing include:

  • Blog articles
  • Webinars
  • Emails
  • Podcasts
  • Videos
  • eBooks
  • Social media marketing
  • Infographics
  • Quizzes
  • Case Studies
  • How-To Guides
  • Cartoons
  • Assessments
  • Apps

Why You Must Be Leveraging Content Marketing

There are hundreds of reasons why you should incorporate content marketing tools into your marketing arsenal. The least of these reasons is that content marketing increase sales, saves costs, and help you get better customers who have more loyalty.

But that’s not all. There are tons of other reasons why you should be leveraging content marketing in 2018. Some of these other reasons include:

Content Marketing Drives Conversion

According to a research, companies that use consistent marketing content experience conversion rates that are almost 6 times higher than their competitor that uses other forms of marketing.

Content Marketing Leads to Higher Visibility in Search Engines

If you are targeting higher ranking in search engine, you need to be leveraging content marketing. Google loves these informative and educational contents. By consistently making use of long-tail keywords in your content, you will be able to attract more search engine ranking and get rewarded with high-quality visitors.

Content Marketing Leads to Trust and Customer Loyalty

A great way to achieve trust and customer loyalty is by consistently educating your current and potential customers. When you have the trust of your customers, it becomes very easy to make sales and achieve conversions.

Content Marketing Leads to Improved Brand Reputation

People build an impression of your brand anytime they read your material. They will certainly think more highly of your brand if they are reading helpful, informative, and enlightening content on your website. It is a great way to build your brand as an authority in the industry.

Content Marketing Leads to Stronger Customer Relationships

A great way to encourage repeat business and turn customers into brand advocates is through stronger customer relationships. Fortunately, by providing value for your customers through quality engaging content, you can easily build stronger customer relationships.


Content marketing is a definite must for every business in 2018. The benefits that can be gained from this form of marketing cannot be ignored. It not only saves you costs, it will help you build trust, credibility, and bring about higher search engine ranking as well as more conversion. When you invest in content marketing, you will enjoy the benefits both in short and long-term.


What Is Google Keyword Tool?

What Is Google Keyword Tool?

The Google Keyword tool is an accredited brand from Google, which gives you the traffic assessment of your target keywords and also helps in finding more relevant and related Keywords to your niche.



Google’s keyword tool was designed for AdWords users, but it also very useful for people who do not use AdWords. It serves two primary purposes for those who want to achieve good rankings and get more visitors to their website through SEO to provide keyword ideas and to give estimates of monthly search volumes for keywords.

Click Here To Learn More About How Do I Get On Google!

Google AdWords’ Keyword Planner tool is a brand from Google AdWords that presents data around the search queries inputted into Google and other affiliate links for planning a Google AdWords specific marketing campaign.

Google AdWords keyword planner is one tool SEO experts need to be familiar with. It is the primary tool every search marketer uses before the start of any campaign, primarily the stepping stone of any marketing initiative.

As choosing keywords is a critical stage in the SEO process, knowing how to use this tool correctly is essential.

Click To Learn More About Awesome Tips For Choosing Keywords For SEO.

How To Get Started With Google Keyword Tool.

You have to register a Google AdWords account to use Google Keyword Planner tool. It is free, and you do not need to pay any money to use this tool. You can just create an AdWords tool and start using it.

You can also look for existing Google AdWords coupons to create a free account for yourself and start using Keyword Planner tool.

This tool is built to target AdWords marketers, but it still gives a great deal of information when it comes to choosing the right keyword for your blog post and articles.

Using Keyword Planner Tool

1) Enter your product or services:

This is the place where you will put your target Keywords. The purpose here is to find a keyword that has enough traffic but low competition. If you are running a blog for the long-term goal, you can also target high competition Keyword, using resource pages. Moreover, it takes time before you see your keyword ranking in a good position.

Google instant search is the basis for finding a perfect Keyword. It is more like a Keyword discovery tool, which you can use to generate tons of ideas. Though you cannot use all of them, however, to start out, it is advisable to brainstorm about some ideas for the keyword research.

Put any Keyword associated with your niche, for example; if you type “SEO Keyword,” in the search engine; the Google Instant search suggested search results.

2) Google Instant Search Keyword Suggestion

Once you have found three-four such keywords, start adding it to Google Keyword suggestion tool and complete a search. Besides, you choose two keywords from the list: “SEO Keyword Search” & “SEO keyword research” as both are related and make sure it related to your niche and the next step is to find if these two Keywords are going to be beneficial in terms of traffic.

In Conclusion, Google AdWords keyword planner is one tool SEO professionals need to get well versed with. It is the primary tool every search marketer uses before the start of any campaign, basically the stepping stone of any marketing initiative.

What Is The Meta Description Tag?

What Is The Meta Description Tag?

A meta description (as known as meta description property or tag) is an HTML part that defines and summarizes the contents of your page for the benefit of the users and search engines.

In WordPress and in SEO, the term meta tags includes:

  • Meta description
  • Meta Title

You can see them when you edit a post or page, they look the same both in Text and Visual mode.

If you are using All-in-one plugin, these parameters are added automatically and you can see it as a rather pale text, as show below:



While meta-data is not necessary for SEO rankings as it used to be, the meta description still plays a vital role in on-page SEO.

The meta description is a ~160-character snippet tag in HTML which compiles a page’s content.

Although, search engines show the meta description in search events mostly when the searched phrase is contained in the description. A meta description is a property within your meta tags that help explain your page.

This snippet of text may be shown in the search engine results under your title; sometimes, the search engines will extract a snippet of text from the main body copy of the page instead.

Characteristics Of A Good Meta Description

It should contain about 135 to 160 characters.

There is no ‘standard number or character’ as regards this. It solely depends on what Google adds to your search result and how much they want to show.

Google might decide, to add the date to an article, and which will eventually lessen the number of characters.

However, the rule of thumb is that 135 characters are usually fine. Recently, we have seen some meta descriptions that comprises over 250 characters.

It should include a call-to-action.

“Hello, we have this and this type of product. Find out more!” This overlaps the active voice, but make sure that it’s connected to your sales text, where your product is the page is linked, not the product on that page. Examples of call-to-action include Learn more, get it now, try for free etc.

It should contain structured content.

If you have a product for a tech-savvy, focusing on technical specifications of the product is a good idea. If the customers are looking for that product, chances are you do not have to persuade them before they buy.

Things like a price will generate clicks. Note that you could, of course, use good snippets for this as well.

The content should match.

This is very significant. Google will find the meta descriptions that deceive the visitor into clicking. Google might even discipline the website that created the meta description.

Next, to that, it will might the increase bounce rate and which is bad for the website. However, you should make sure that the meta description to tallies with the content on the page.

It should contain the focus keyword.

If the search keyword matches words in the meta description, Google will be more willing to use that meta description and display it in the search results, and this will make the link more related.

The meta description should be unique.

If your meta description is duplicated, the user experience in Google will reduce. If you are tempted to create an identical meta description, it is advisable to leave the description blank and have Google pick a snippet from the page carrying the keyword used in a search.

Click Here To Learn More What To Do With The Meta Tags In All In One SEO Pack.

The Bottom Line

In Conclusion, a well-written meta description can give your website an edge in search engine results pages (SERPs), leading to more click-through to your website where you have more possibilities to convert that client into a lead or new customer.

Besides, search engines do not use meta descriptions in the way they rank pages, but they use click-through-rate (CTR).

Moreover, do you know what improves your pages click-through-rate? Visitors finding significance in your meta descriptions and clicking your links!

Thanks for taking time to read this article and hopefully I have given you enough information what is the meta description tag all about. If you have any questions about this, just leave them in the comment section below.




SoFi Personal Loan Reviews- Truth Exposed!

SoFi Personal Loan Reviews- Truth Exposed!

Name: SoFi (Social Financing, Inc.)

Owners: Mike Cagney, Dan Macklin, James Finnigan, Ian Brady

Website: www.sofi.com

Rates & Fees: 5.49%-14.24% APR ( With Autopay)

Overall Rank: 6 Out of 10


Welcome to my SoFi Personal Loan review!


If you have been looking for a solid review about SoFi personal loan, then you are at the right place.

First, congratulation on actually doing your research because no many people take such steps and end up complaining after getting their fingers burnt.

So, We will appreciate you are reading the review before actually taking out a personal loan from them.

In this review, I will state all the various pros and cons of the SoFi personal loan to help you make an informed decision if they are right for you or not.


SoFi Review- The Company

Social Financing, Inc (commonly know as SoFi) is an online personal finance company that offers student loan refinancing, mortgage, mortgage refinancing, person, wealth management, parent loans, parent plus refinancing, and life insurance.



SoFi was founded in 2011 by Mike Cagney, Dan Macklin, James Finnigan, and Ian Brandy from students who met at the Standford Graduate School of Business.

The founders hoped that the company could provide more affordable options for those taking on debt to fund their education.

Originally, the company utilized an alumni-funded model that connect students and recent graduates with alumni and institutional investors in school-specific student loan fund.

As Sofi’s product offering expanded to include mortgage, mortgage refinancing, and personal loans, the company moved away from alumni funded model to a non-traditional underwriting approach focusing on financially responsible individuals.

Although the San Fransico-based company is still a relatively new player in the business, it is already a leader in online lending.

As of this writing, SoFo has funded more than 20 billion in loans to over 380,000 borrowers.

See the details below


SoFi Review- The Qualification Process

It all start with “Find My Rate” to create your free account.

After you click on “Find My Rate”, you are going to get to a new page where it’s going to ask you some of your personal information such as your first and last name, state of residence, email. It’s also going to ask you to create a password.



Once you create an account, you’ll send to another page that asks for some additional information such as your mailing address, city, state, zip code, phone number, date of birth, whether you are a US citizen and what your home ownership status.

It’s also going to ask you to fill in some of your school information including your undergraduate university graduation date etc.

Finally, it will ask you to fill out your employment information. In addition, it’s going to ask you how are you planning to use the money so you will need to click on what the reason for the loan.

There are two consents that are listed there. The first one is that you are certifying that the proceeds will not be used to pay for post-secondary education costs or to invest in real estate or other securities.

The second one is that you are authorized SoFi to pull your personal credit profile.

Once you move to the next page, you can see that you’re already pre-approved and it’s going to show you how much you’re looking to borrow.

You can see that this is constantly updating where it’s telling you your monthly payment interest rate.

Once you selected the amount you want to borrow, you will want to click on the “Continue” button.

On the next screen, you’re going to ask to upload several documents which include your income verification, proof of citizenship to verify your identity and these documents can be upload directly at this stage.

You will also need to put in your social security number. This is basically will allow them to request a full credit report from one of the reporting agencies.

The final step is to set up disbursement and autopay so this is going to ask you for your checking or savings account information including you routing number and account number.

Now, you are done and have to click “Continue” button for your application submission. And then you’ll hear back from SoFi via email whether they need any additional information or sign any document.


Let’s Take A Look At The Pros Vs. Cons Of SoFi


  • It’s very transparent
  • Simple online application and access to live support
  • You can borrow from 5K-100K at a fixed rates that start at 5.49% APR (With Autopay)
  • No origination fees or prepayment penalties.
  • You can qualify for a 0.125% discount and additional SoFi loan for being a member.


  • Some applicants are denied for loan
  • They have several complaints on the internet
  • They do not operate in all states


Here’s What I Really Think

At the end of the day, I believe that SoFi is a decent company that worth trying if you are want to save some money for a loan.

With low personal loan interest rates and a fixed monthly payment, you can get a loan to pay off your high-interest credit cards, pay off high-interest debt, or make a major purchase.

It is good for you if you need urgent money for your personal use, SoFi would be a good option for you. Even better, if you lose your job, they’ll temporary pause your payments and help you find a new job.

Thanks for reading this review. and hopefully, I have given you enough information to help you make a sound decision.

Wish you all the best!





Ambit Energy Scam Or Killer Deal? Must Read!

Is Ambit Energy Scam Or Killer Deal?- Must Read!

Name: Ambit Energy

Owners: Jere Thompson Jr. & Chris Chambless

Website: www.ambitenergy.com

Price: $429 Plus $24.95 Per Month

Overall Rank: 5 Out of 10

Hey folks, thanks so much for stopping by to check out my Ambit Energy review!

I hope you’re doing well. You may be here for a few different reasons, you might be looking into Ambit Energy looking for some Ambit Energy reviews, looking into the Ambit Energy scam, or Ambit Energy pyramid just tries to feed the company’s top leaders.

Perhaps you are already a distributor with Ambit Energy or you’ve been exposed to Ambit Energy by a friend, family member, or colleague or you are just trying to see if the company is legit.

Whatever your case may be, I’m glad that you have done your due diligence and you haven’t let your desperation to earn a quick buck get the best of you.

Within the following review, I will be showing you whether Ambit Energy could be worth your time or if you’re better off exploring other options to make money from home.


What Is Ambit Energy All About?

Ambit Energy is a network marketing company that provide electricity and natural gas services in the energy market in the United States.

The company is using multi-level marketing system to market it’s services which means that instead, they are paying for advertising, they use independent distributors to get the word out on their business opportunity as well as their services.

They are one of the top electricity and natural gas providers in the network marketing field.

Ambit Energy is a legit company that offers a great compensation plan.

One of the positives of Ambit Energy is everybody needs electricity and gas for their home which means there’s a big market. If you work hard at it, they can help you make some money from home.


What Will You Be Doing Once You Join?

Once you join, you will need to get others to join Ambit Energy and make them start using the service. They use the service, you make a commission on top of that.

Every month they will get their bill from Ambit Energy, they pay it, you make some money. That’s simple.

The big benefits of their system are it seems like you’re trying to sell someone something because people are already using electricity in their home.

You are just saying, hey you want to save some money on your electricity bill, you can switch to Ambit Energy.

However, here’s  the cut. You are going to make money is by going out and talking to people and selling the service.

Some people are going to say no, some people are going to be stupid and they don’t want to switch to Ambit Energy.

All your earning will depend on your ability to recruit other and building a team of recruiters.

For example, you signed up Joe to sell Ambit Energy, when Joe starts telling people about Ambit Energy service and make others to use it, you make a piece of that for you signed up Joe underneath you.

Again, Joe is going to sign up someone underneath him and then when this person gets a sale, you get a piece of it because you recruited Joe.You got Joe, Joe got Susan who got Kathy who got Bob and goes on.

See the screen shot below!



What I Liked About Ambit Energy

  • Everyone needs energy so this is a big market.
  • Everyone wants to save some money on their energy bills
  • Generous compensation plan which means you can make good money
  • Ambit Energy is legit and decent company


What I Didn’t Like About Ambit Energy

  • The market is tough out there
  • You limited yourself- only deregulated in certain states kinda limits your prospects especially if you want to do an online marketing
  • They have Class Action Lawsuit and there are so many customers complaints on the net
  • You will waste much valuable time with unqualified prospects which means you are always lack of quality leads.
  • You are lack of positive cash-flow to float you until you build volume of residual income


Who Is Ambit Energy For?

Ambit Energy is for those want to save some money on their energy bill and want to make some money from home.

If you think you can do well with direct marketing and can sell Ambit Energy service to your friends, family, and neighbor, this might for you.

Basically, you will need to recruit others, building a team to sell Ambit Energy’s service. You are making money through your own sales, as well as your team’s sales.

However, there are con you have to decide is if it worth the grind calling your friends and family, driving to where they are and pitching them the opportunity to switch them over.

And if you do that an over and over for an extended of time for not making a decent money, in the beginning, is worth it. You will want to decide it.

Another this is it is better when you live in the deregulated states to get started with them. If you are not, chances are this business might not for you.


Here’s What I Really Think About Ambit Energy

MLM and network marketing model are the most widely known because they are amongst the oldest style of non-traditional business. But the success rate has historically been very low because it typically takes 2-4 years to reach any type of decent monthly income.

I feel safe to say that an over 90% of MLM and network marketing programs, it takes 5000-10,000 reps in your downline to produce sufficient group monthly volume to achieve a 5 figure monthly income.

There is no quick way to add 5000 people to your team quickly! You have to rely on team duplication within your downline and that takes time to build.

I mean the way they describe their compensation plan is not that easy. I don’t tell you that Ambit Energy is not working for you too.

But I tell you is that in order to make a decent income you will need to put in an extraordinary effort to make it happens.

To start your business or home-based, there are better alternatives. If you serious about it, check out my #1 Recommendation!

Thanks for reading this review and hopefully I have given you an enough information to help you make a sound decision whether Ambit Energy is for you or not.

If you have any questions about this or any other opportunity, just leave them in the comments section below.





Fundbox Reviews- Scam Or Real Deal?

Fundbox Reviews- Scam Or Real Deal?

Name: Fundbox

Owners: Eyal Shinar, Tomer Michaeli & Yuval Ariav

Website: www.fundbox.com

Price: APR 16.4% to 76.5% for invoice financing

15%- 59% for lines of credit

Overall Rank: 5 Out of 10

Fundbox is claiming that they have helped ten of thousands of small business owners by offering invoice financing ranging from $1000- $100,000.

You can get funded in 1- 3 days with invoice financing and get approved in a day for a credit line. But can you trust these guys?

Is Fundbox a scam or real deal?

Well, I understand why you are skeptical.

One of the best ways to learn more about a company is by researching it and reading the review, so I’m glad you’re here!

In the review, I will be showing you whether Fundbox is best suited for invoice financing needs or not.


Fundbox Review:  The Company

Fundbox is an online lender that offers business owners a simple way to fix their cash-flow by advancing payment for their outstanding invoice. The company was founded by Eyal Shinar, Tomer Michaeli and Yuval Ariav in California, USA.

There are some great options for alternative small business lending such as Ondeck or Lending Club. Those lenders cater to small business loans to help with expansion or increasing inventory, but they don’t help with general day-to-day cash flow.

One of the primary challenges for small business owners is keeping up with your own expenses while you’re waiting for your customers to pay you.

This is where Fundbox comes in their service model is to lend you money to cover your outstanding invoices in the short term.

They currently service ten of thousands of customers and advance invoices on a weekly basis ranging anywhere from $1000 to $100,000 each.

The company has been around for quite a while and it’s trusted by industry leaders, small business owners, and freelancers like Freshbooks, Xero, Intuit, Quickbooks etc.


Fundbox Review: How Does It Work?

Fundbox is a great way to deal with cash-flow for small business, freelancer, etc. First, you need to create an account with them.

They connect your existing accounting software and allow you to upload all of your outstanding invoices at one time from their algorithm, filter out fraudulent companies and go through all your record to make sure your financial health to repay the advance that they’re gonna give you.

It takes only a matter of hours from the time you upload those invoices to the approval of your first advance and even better the money is in your bank account the very next day.

The advances can be paid back over the course of 12 weeks and there a flat service charge based on loan amounts and if you pay back ahead of schedule, they will reward you.

The fee is set automatically for each advance once the invoice amount is set. For example, if you had an outstanding invoice of $1000, your fee would start at $3.88 and you will need to repay $87.22 for 3 months or $45.41 minimum for 6 months.


What I Liked About Fundbox

  • You can increase your cash-flow without waiting for your customers to pay you.
  • You can create an account with them in less than a minute.
  • They don’t have minimum requirements for revenues, credit score or time in business to qualify for invoice financing.
  • It interacts directly with almost all system like Quickbooks.
  • You don’t need personal guarantee or collateral to qualify for a loan.


What I Don’t Like About Fundbox

  • Their interest rates are high compared to other traditional banks and some other online lenders.
  • Funds are limited which tops out at $100,000.
  • Not everyone is qualified for an invoicing finance. To qualify for an invoice financing, you need to have unpaid invoices and at least 3 months of activities in online accounting or bookkeeping software.
  • You will need to use compatible online accounting software to qualify for invoice financing.


Who Is Fundbox For?

If you have many unpaid customer bills and need very fast cash, Fundbox will be a great option for you because you can get funded in one to three days.

If you have poor credit and don’t meet the requirement for other financings, it can be an alternative for you since they don’t have minimum requirements for revenue, credit score or time in business.

It is also good if you need short-term working capital to create cash-flow which means you don’t need to wait for customers to pay you.


Here’s My Final Opinion About Fundbox

Fundbox is a great way to help you deal with your business day-to-day cash flow for the small business. It offers business owners a simple way to fix their cash flow by advancing payments for their outstanding invoices.

If you need cash fast for the cash flow, Fundbox is out there for you.

However, keep in mind that their interest rates are higher than many of the traditional financial institution and other online lenders. So you will need to weigh the good and bad, whether you will do business with them.

Thanks for reading this review and hopefully I have given you more information than you need.

If you have any questions about this or other “invoicing financing” just leave them in the comments section below.




Fundbox At A Glance

Name: Fundbox

Owners: Eyal Shinar, Tomer Michaeli & Yuval Ariav

Website: www.fundbox.com

Price: APR 16.4% to 76.5% for invoice financing

15%- 59% for a line of credit

Overall Rank: 5 Out of 10

Verdict: Legit, But High-Interest Rates




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