Cash Advance Reviews- What You Need To Know!

Cash Advance Reviews- What You Need To Know!

Cash Advance Reviews

Name: Cash Advance


Price: APR 782%-1546%

Overall Rating: 6.8/10

If you have been looking for an honest review about Cash Advance, then you are at the right place. And we will appreciate you reading this Cash Advance review before actually applying for the loans.

Everyone needs cash. There comes a time when you find yourself in a tough spot and you need quick cash to fix your problem as quickly as possible. In this situation, getting a loan from a friend or a family member may not be feasible.
I have once found myself in such a situation.

Fortunately for me, I was able to find a good small loan lender who was able to offer me some quick cash same day and saved my neck from trouble. The thing is, it is always good to know that you have some good options when you need quick cash. You don’t always have to sell your properties before you can get the cash you need, you can actually get a quick loan from third-party lenders.

When most people think of loan, the first thing that comes to their mind is the bank. Unfortunately, not everyone can be able to access a loan from the bank. To get a loan from a bank, you will have to meet some of their stringiest requirements and do a lot of paperwork.

Besides, loans from banks don’t come the same day; it may take weeks or even months before you get the loan you are seeking from your financial institution.

Fortunately, you have another option and this is known as Payday Lenders. This type of lenders will give you a small amount of loan that you need on the condition that you pay back when you receive your salary.

Today, you can actually find most of these lenders in many places. This makes it hard to know who to choose and trust. In fact, most of these payday lenders charge exorbitant APR which will keep you in a cycle of borrowing and repayment.

However, with a little search, you can be able to find good Payday lenders that will give you a favorable loan and terms. With sites such as, you can be able to get connected with a trusted that has favorable policies irrespective of your credit history.

What is Cash Advance?

Cash Advance is an independent service that connects people seeking for a short-term loan to trusted payday lenders online. When you need a quick loan, the company can be able to connect you with third-party lenders instantly. The company provides free service that aims to instantly and efficiently connect loan-seekers with lenders that offer loans that may work for them.

Cash Advance is a trusted company. They have been in the business since 1997 which is a lot longer than most companies offering similar services. Using their platform is very easy, once you complete your online application, the service will instantly find you a lender that can loan you up to $1,000 at a favorable APR.

Cash Advance can be your last resort when you feel there is no one to turn to. I have made use of this service in the past and I can say they live up to their promise.

The great thing about Cash Advance is that they know there are many scams when it comes to payday lenders, they will, therefore, help you to stay safe online and avoid these scams. The company will only match you with top trusted and popularly known payday lenders.

How Does Cash Advance Work?

Cash Advance is extremely easy to use no matter your experience level when it comes to the use of the internet. The platform has been designed in such a way that lets you complete your application in less than one hour and get the loan you need in your account within 24 hours.

To use Cash Advance, log onto the site and read the information on the site. If you have a problem understanding any section, you can read their “FAQ” section or call their customer care on 1-866-299-7585. When you have gotten the information you need, go ahead and create your account.

Upon creating your account, you will be given some forms to fill. Please note it is not compulsory to create an account before filling out these forms. However, it is necessary that you fill these forms so you can be matched with the right providers that will suit your needs. When you are done, click on the “SUBMIT” button and Cash Advance will instantly find you a potential lender.

A list of potential lenders will be presented to you. You will now need to review the list and the term of each lender before you agree or decline. Make sure you always the read the terms of your loan thoroughly before accepting them.

Please note that Cash Advance is not a direct lender, so it cannot guarantee any APR. However, you will have to choose from the list of the lenders suggested to find out which one is most favorable to you.

In most cases, Cash Advance approves loans of up to $1,000 at an APR which ranges from 245% to 782% for a normal 14-day loan. In some situation, depending on the lender that you chose to work with, you may be required to also pay a fee of $15 to $30 for every $100 you borrowed.

Of course, this is standard practice and also applies on the other platforms. Payday loans are only meant to help you make it to your next paycheck, thus, the maximum term for a loan through Cash Advance is 14 days.

The money you owed will automatically be withdrawn from your checking account to the lender’s account when it is time to repay your loan.


Before you can be able to use the services of Cash Advance or one of its lenders, there are some conditions that you must meet. Cash Advance won’t be able to provide you with its services or any of its partner payday lenders if you do not meet these requirements.

These requirements are necessary in order to ensure you can be able to pay back the money you owed. Of course, you are expected to pay back or face some penalties.

Note that unlike other platforms, Cash Advance has one of the strictest requirements. However, this is necessary in order to keep the platform free from scams.

Some of these requirements include:

  • You must have been employed for at least 90 days or more
  • You must be at least 18 years of age
  • You must have a status as a citizen or permanent resident of the United States
  • You must be earning at least $1,000 per month after taxes
  • You must have a valid checking account in your name
  • You must be able to provide your name, valid email address, and your work phone numbers as well.
  • You must be willing to be subjected to a background check

If you meet all these requirements, you can go ahead and apply. Once you complete your application, you will receive a number of offers which you have the right to accept or decline.

It is recommended that you keep on searching until you find a payday lender with a favorable term. When you find one and agree to their terms, your checking account will be funded as early as the next day.

Who is Cash Advance For?

Cash Advance is for anyone looking for a quick short-term loan. You need Cash Advance when you need a loan to enable you to make it to your next paycheck. It is a reliable source of the fund in an emergency situation or when you have unexpected expenses with no one to turn to. Cash Advance can be used as last resort options in situations of financial emergency.

What I Like About Cash Advance (Pros)

There are a lot of things I like about Cash Advance. Apart from connecting you with top and trusted payday lenders for free, Cash Advance also makes it extremely easy to get short-term loans you need very fast. Some of the other benefits of Cash Advance include:

  • Works with only trusted payday lenders
  • Very transparent about their business practices
  • Easy to use
  • The platform can be trusted
  • Using the platform is quick and easy
  • You can get a loan even if you have a bad credit history
  • No service fees are charged. You can use the platform completely free
  • You can get the funds you need to be deposited in your account as early as the morning of the next day
  • Repayment of the loan is very easy and convenient. The money you owed will be deducted from your checking account automatically.
    Provides top-notched support

What I Don’t Like About Cash Advance (Cons)

Cash Advance is a great platform. However, there are a few things I don’t like about the platform. Some of these things include:

  • They are not direct lenders
  • Fees and interest rates are not displayed on their website


One thing I love about Cash Advance is the type of support they provide. Whether this is your first time or you have been using the platform before, Cash Advance will provide you with professional and friendly support you will enjoy. You can always reach their friendly customer-service agent through their email address or phone number 1-866-299-7585.

Here’s My Final Opinion On Cash Advance

Cash Advance may help you keep your head above waters when you are in financial needs. The platform provides competitive fees and interest rates on loans with a maximum of 14 days. You can even get a loan when you have a bad credit score.

The only downside is that you can only get a small loan of $1000 or less. I like the way Cash Advance works. They are trusted and have so far kept all their promises. I will recommend anyone to use payday lenders as last resort.

However, when you have decided to get a loan from a payday lender, ensure you make your selection from Cash Advance partners.

Cash Advance At A Glance

Name: Cash Advance


Price: APR 782%-1546%

Overall Rating: 6.8/10

Verdict: Recommend!

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