Is A Scam?- Important Review Facts!

Is A Scam?- Important Review Facts!


Owner: Jeff Knowles


Price: $49 Set Up + $25/month

Overall Rating: 6 out of 10

Verdict: Legitimate

Welcome To my Review!

There has been a lot of noise about And you must have seen them on the Internet or got some information on the social media about this company.

The company claims that it has safely and effectively processed billion of transactions on behalf of their merchant customer.

Some say it’s legit while others call it as a scam.

Can be another Scam?

Within this review, I will be showing you whether this could help you grow your business or if you better off exploring other options to Make Money Online.


What Is All About?



Basically, is a payment gateway service allowing merchants to accept credit card and electronic check payments through their website and over IP ( Internet Protocol).

The company was established in 1996 by Jeff Knowles out of American Fork, Utah USA. has helped hundreds of thousands of merchants build their business on their own terms.

It has come with the tool that allows you to accept payments everywhere at the storefront online or through a variety of mobile devices.

Now, is processed billion of transactions on behalf of their merchant customers and it has become one of the most successful payment gateway services on the net.


How Does Work?

The helps a payment transaction by transferring of information between a payment portal and the front end processor or acquiring banks.

Basically, works the same way as a traditional credit card processing system.

See The Screenshot below.



It comes with 7 steps to process payment.

Step 1. The customer submits a credit card for payment.

Step 2. manages the routing of the data on behalf of the merchants.

Step 3. It passes the secure transaction information via a secure connection to the processor.

The merchant bank’s processor submits the transaction to the credit card network. Then the credit card network routes the transactions to the bank that issued the card to the customer.

Step 4. The issuing bank approves or declines the transaction based on the customer’s available funds and passes the transaction results back to the credit card network.

The credit card network relays the transaction results to the merchant bank’s processor. The processor relays the transaction results to

Step 5. shows the transaction results and sends them to the website for customer and merchant to see.

Step 6. The merchant delivers goods or services to the buyer.

Step 7. The issuing bank sends the appropriate funds for the transaction to the credit card network. The bank then deposits the funds into the merchant’s bank account.

Typically the transaction funds are deposited into the merchant’s primary bank account within two to four business days.


Let’s Take A Look At The Pros Vs. Cons Of

There might be some advantages and disadvantages of the whole system. I wanted to be fair and give you my perspective on it.

So, here are what I thought about


  • The company isn’t a scam, generally, has a plenty of positive review on the Internet.
  • They accept online, email or telephone, retail, and mobile payment.
  • You don’t need to worry about hidden fees, annual renewal fees, and cancellation fees.
  • A+ BBB rating.

Cons :

  • There are some unhappy customers out there.
  • The support response time is slow.
  • They don’t actually sell their service or take money from the merchants that use their service. These fees are processed by the third party.


What Is The Cost Of Joining does provide a price chart on their website which shows customer the suggested retail price of their service.

These prices are listed as a Setup Fees of $49.00, a Monthly Fees of $25.00, and a Transaction Fees of 2.9% + 30 cents per transaction.

See The Screenshot Their Price Structure Below.



Final Thought: Is A Scam?

This company isn’t a scam. In fact, it is a good company which offers a good deal of tools, training, and support.

Jeff Knowles and are definitely one of the more legitimate groups within an industry. He is definitely one of the good guys of the industry.

However, there are some unhappy customers who have complained of having difficulty with their Customer Service Team in circumstances where they needed assistance.

Apart from that everything is decent! I would recommend it to anyone who wants to grow their online business.

Do you happen to have any previous experience with that you would like to share with everyone else today?

Tell me all about it in the comment box below! I love to hear about it.

Thanks for reading.

All the best!




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