Is Ameriplan A Scam Or A Great Work- At- Home Opportunity?

Ameriplan Review- Is It A Scam Or A Great Work-At-Home Opportunity?

Product Name: Ameriplan


Owners: Denis & Daniel Bloom

Price: $ 24.95/month – $ 150/month plus $ 25 membership fee

Overall Rating: 4 Out Of 10

Verdict: Legit, But Not Easy Business

When it comes to scams or pyramid schemes, many ask a question about them based on what they want to subscribe to. The question people are asking is that if Ameriplan is another scam or even one of the pyramid schemes we have around?

The prompt answer is a capital NO, but to get more insight into why I said no. I would advise you to read this post to the end. Because I will be explaining why people decide to brand them a scam.

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What Exactly Is Ameriplan?

Ameriplan is a Multi-level marketing company that offers a lot of discounts on medical, dental and health care plan. They have been around since 1992 and they are located in Plano, Texas. The company was founded by an identical twin Dennis and Daniel Bloom.

Under the leadership of the brothers, and other professional staffs, now the company is becoming one of the largest discounted fees- for- service, dental, vision, prescription, and chiropractic program provider.

Note: Ameriplan is not an insurance company.

Since 1992, Ameriplan has been saving millions of dollars each year for its member’s healthcare cost.

Ameriplan also offers a business opportunity for those who want to work at home via multilevel marketing. Now, lots of people promote the offers and commissions are paid to the interested promoters.

Every year, the company pays out its Benefits Consultants (BC) million of dollars in commissions, overrides, and bonuses.

At the time of this review, Ameriplan has an A+ rating from Better Business Bureau. BBB ranks companies on F to A+ scale, Ameriplan’s has an excellent rating. Receiving an A+ from Better Business Bureau is a sign of a very trustworthy company.

Ameriplan Review- Products Overview

Ameriplan offers a variety of products and benefits ranging from discounted dental care to some sorts of recreation package. It also offers an- medicine benefit for its members as well.

They have various pricing packages include monthly recurring and a yearly fee. Below are various types of memberships, medical benefits, and nonmedical benefits.

AmeriPlan Dental Plus – It is one of their plans with various features. The cost is a $24.95 per month plus a$20. 00 registration for the whole family. Its benefits include :

Here is a Quick Video on their Dental plan.


  • Vision
  • Dental
  • Prescriptions
  • Hearing
  • Chiropractic service
  • Wellness screening

Non- Medicine benefits include: Office Depot, Dell computers, Sprint, JCP Portrait & Free Conference Calling and Ameriplan Cash Back Saver.

AmeriPlan MED Plus – The cost is also a $24.95 per month plus a $20.00 registration fee for an entire household. Its features are:

  • Telemedicine
  • Prescription saving
  • Ancillary services
  • Hospital advocacy

Ameriplan Deluxe Plus- It is a household plan and a $39. 95 per month plus a $30.00 registration fee. The various features it offers include:

  • Dental
  • Vision
  • Prescription
  • Chiropractic
  • Hospital Advocacy
  • Ancillary service
  • Wellness service
  • Hearing

Non-medicine benefits include Office Depot, Dell computer, Sprint, JCP Portrait & Free Conference Calling and Ameriplan Cash Back Saver.

How do you Make Money with Ameriplan?

This happens to be a commission based earnings and your earning is a matter of the membership you subscribe to.

The more expensive the membership the higher your commission, and the lower the charges on the membership the lower your commission. Your compensation plans are 20, 30 and 40 percent.

Here is a Quick Video on Ameriplan.



Platinum Plus – This is a $50 monthly fee and They pay you a 20% commission of sales you get.

Total Platinum – This is a $ 75 monthly fee and a 30% commission.

Platinum Freedom Pass- This is a $150 monthly fee. You will earn a 40% commission on all sales you make if you enroll under this package.

The company also offers commission to both members and non-members.

What I Like About Ameriplan

  • Work from home
  • Good products
  • Bonus and rewards
  • Free personalized websites
  • Good commission
  • Residual income
  • Work with an established company
  • Team and customer support

What I Don’t Like About Ameriplan

  • Products are available through mail order only
  • Dental cost are vary
  • Discounts available only at participating pharmacies
  • Membership fee
  • A lot of bad reviews
  • Insufficient promotional tools
  • Recruit people

Training/Tools Overview

You only get every Tuesday live training calls which are not enough to help with sales. But to be frank with you that is all you get. They won’t walk you through how to make those sales!

All they do is bring you on to sell and not giving you enough training on how to go about the sales. An automated website will be designed for you. This is also another major problem with them.

You are free to choose what to sell, but the main issue is that you get little support from them. Most of the time you will be on the phone. The only support I think you have is calling the recruiter when you have a problem at any point.

The support is not the best. We also should aware that we won’t be allowed to speak with the founder when it comes to MLM.

Who Is Ameriplan Perfect For?

If you are looking at joining Ameriplan, I hope you will be able to handle a long talk time on the phone because most sales are done on phone. You will be calling random people and persuading them to buy what you offer.

I think to stay at home mothers which can really take an insult on phones from prospect will find this a good one. Because a lot of customers will yell at you on phone for disturbing them. This may put most people off.

When it comes to making money online, it is not possible to compare this program to Wealthy Affiliate.

At the end of the day, there are others options to earn from home without recruiting others. Companies such as Swagbucks, Fusion Cash. You can also make a real full time and part time income from home with my no.1 recommendation work at home program.

My Final Thought: Is Ameriplan A Scam?

Not really. But few of the complaints from their users and low support are my only issue with Ameriplan. Because the products they offer works, which means they aren’t a scam.

But in terms of work at home opportunity, it is solely dependent on YOU. Can you afford it? And are you willing to sacrifice your time to speak with prospects?

I will gladly recommend it to you if you are willing to sacrifice your time to call a prospect and take their insult most of the times or able to afford it.

What is your thought about Ameriplan or have you had any experience with them in the past? Why not share it and let us learn from it!

Thanks for reading.

All the best!


5 thoughts on “Is Ameriplan A Scam Or A Great Work- At- Home Opportunity?”

  1. I was a me member of Ameriplan for a very short period. It ended for me when I realized you had to put in a lot of work for very little in return. Not only that your income mainly was from the so call discounts they offer, contingent on the work of others i.e. them working hard too Not for me. I hope others catch on early in the game.

    • Hi Maurice, thank for sharing your experience here.Definitely, Ameriplan has a good products.The only issue is their business model was a recruiting based.It is hard and always you has to hassle. Many time you need to hound friends and family’s members also.

      In fact, their their business model is not for everyone.

      Wish you all the best!

  2. Dear Friend,

    Thousands of thanks for the great review on Ameriplan. Your review contains loads of valuable information which provided enough information to analyse the product. Thanks for this useful review. Wishing you great success! Keep up the great work. I will come back to your website to learn more information.

    Your Friend,

    • Hi Paul,
      Thanks for visiting and commenting. Definitely, Ameriplan is a decent company offering decent products and services.

  3. Great review, Maun. I personally don’t like MLM companies – recruiting others is not my thing. I just like more independent income which I can control all by myself. In MLM systems too, it’s just like any other biz op out there – less than 1 out of 10 people will stick with it and they will eventually make it, others will simply quit!


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